Brilliant ideas, my friend!

I would definitely recommend reviewing this with your CPA to get a good idea of any tax implications outside of 1031 exchange know how. 

Maybe it's a good idea to sell in the spring.No. 1 will work, at least.

So this should give you an idea of how much cash you will get out to retire all your CC debt.

I did 294 SBA PPP loans with an officer in SBA during covid, (without commission added) it's not something I normally do but helped two people and they kept sending more. 

This building will have 8 apartment units, 5 short-term rental units, and 2 office spaces. 

Hire a real estate attorney: Even if you are planning to use a template for the purchase agreement, it's a good idea to have a real estate attorney review it to ensure that it covers all necessary details and protects your interests.3.

I would recommend going to a local real estate meet up to talk to NY investors and they may have more ideas. 

I went to the PF Community Development Office to fill out the necessary business license and asked about the STR Permit PF requires.

If you've already read that or aren't satisfied with that answer, then another idea would be to go to local real estate investing meetups and find someone who is already doing what you're interested in doing and volunteer a day/week to help them out.