The question I had was if I only withdraw my contributions for a down payment on a house will there be any cons of doing that?

My main concern is that the market in Calgary hasn't been very stable, and appreciation is not quite linear and I would hate to find myself in a situation where I end up with a negative cash flow on a property.

Rebate pricing is negative points which increase the rate, ask.

Comps are being sold right down the road for more than we bought for, so I am hesitant to hold onto a property with negative cash flow.New to the site, thanks!

When running the numbers, accounting for vacancy and capex, the cost on cost return (yield) is 0% or slightly negative on almost all of the properties we look at.I'm tempted to pull the trigger anyways.

The biggest negative with HOAs is that they can change the rules and make renting difficult to impossible depending on local laws. 

I will be turning 18 in a couple of days  I only have 4 months of solid work experience so far, what is another way I can obtain a pre approval letter for hard money with limited history in work, and no experience in real estate?

Voices of reason turn negative and wonkish when there is a reasonable need.

  $100/month CF is negative CF just waiting to happen. 

There was one area that they had not "decoupaged" that I only had painted.