Unfortunately the majority of my properties are balloons.  

When you have an inspection done you can always renegotiate if something major is found.

Hello was wondering has anyone had any dealings or purchased any product from Josh Cantwell/Billy Vaughn?

However, I do agree with you that if you do not have a solid income vacancies and unexpected repairs can be a major issue. 

It does seem like more and more big companies are catching on and offer an STR product.

Though I thought selling a tangible product (real estate) was much easier that something intangible (stocks, mutual funds, etc.).

Since that time, I have watched more products being offered by GF, not just rehab loans anymore, but new construction, BRRRR loans, even notes of pre-bundled loans underlying them come into the mix of what an investor can purchase fractions of.I like the fact that the borrowers tend to have some experience, and skin in the game, and that the GF underwriters properly value these properties, and the fact that all these metrics and more are available for any investor to see. 

In 2008, I noticed that his area did not really take any major hit to home price, maybe stayed same or bit lower, during the recession that hit silicon valley.

Just look at towns along train lines who are all enjoying major redevelopments (ie my hometown of Bloomfield). 

@Upen Patel do you have non conventional products for rehab?