Credit score ~650+Your personal taxes typically last 2 years 2 months of pay stubsDrivers license Bank Statements Since the dollar amount and the # of units are low typically the banks will look at the strength of the borrower i.e. you.

Here's a quick rundown of my numbers:Credit score: 729Annual Income: ~$2600/monthDesired home price: 60-85kDownpayment: 20-30%Expected Mortgage Payment: ~$260/monthMonthly debt: $0Deferred Student Loan debt, starting 6/18: $1550/month for a 10 year plan, $900/month for 30 year planMy main problem that I have found from calling lenders is explaining my DTI.

We are looking for around 600k.We have combined income of 18k month, 160k to put down credit scores of 700/770 with no foreclosures or defaults. 

The score improved and we closed.  

Most brokerages keep score.

I was turned down on two properties due to my score.

However, I don't know if it's possible since my credit score is not great.

This investor should have a credit score above a 720.3) Take your combined $120K to a hard money lender who will give you a credit line at 12-16% of $480K.  

We bought stainless steel appliances, but we scored all of them on a Black Friday sale.  

Start with this SCORE (Service Corps Of Retired Executives) web site https://bergen.score.org/ then click on Templates & Tools.