When news came that the Administration had wire-taps - many people wondered about the legality of it - and I wouldn't be surprised it the Supreme Court at some point in time makes a decision about it.

I have had numerous entities issue me a POF on their "commitment" and even some of the real lenders who did this failed to perform in time so I had to close in cash.

Even if you work part time to pay the minimum monthly payment until you have a better job or more income, and pay it in time each month, you will have good credit once it's paid off.

Second, if you are planning to build a portfolio of properties you may need to have PM at some point in time.  

Nice to have a 'bad guy' in times like these.You'll get through this, Nina.

They tend to feel this way when the stories come out of gas stations charging way more in times of gas shortages.

Five years is more near in time than you might think. 

You'll probably be fine most of the time, but in time you will run across a situation that quite likely you will wish you had covered.Personally I would rather try to cover all the bases than use a loose contract.

I figure a little more paid for a RELIABLE contractor is money well spent compared to a UNRELIABLE contractor who will cost me in time, delays, and possibly having to push back other scheduled work.I have no tolerance for flakes or for people who waste my time.

While a historic event, I liken going to something like the upcoming inauguration to spending New Years in Times Square.