I get that they are not done to often but I'm finding that most of the Nod's and Les Pendens have little to no equity and in typical, or optimum, circumstances there is no solution for these home owners except for the bank to foreclose.

If they have a weakness in residence/rental history, income/employment history, financial/credit history, or legal/criminal history, but generally meet all of your significant requirements, then collect more security deposit to cover your risk.You can download an example of our Rental Criteria, as well as Tenant Screening Questions, from the BP File Place if you're interested in seeing some examples.

. :) I am excited to be joining you all on this journey of education to elevation, final destination financial freedom. 

That's not to say you can deliver proper notices through email or text...paper notice will always be better, but I would not completely write off emails or texts in extreme circumstances.

At their age financially they should be way farther ahead than they are and are in a downward spiral.

Anyways, I'm very happy and excited to be part of the BP community, and look forward to building some assets that can hopefully one day lead to financial freedom!

If the tenant has a significant weakness in financial/credit history, but met all of our other requirements, we would offer to rent but would require a higher security deposit.

The typical BRRRR strategy, but such a great way to leverage your limited financial resources.You asked specifically about financing. 

I'm currently no way affiliated with Ryan in terms of financial gain but he offers so much incredible value (free and paid) and helps actually take people up the chain in their industry.

Sounds like you're pretty educated on the financial side.