Example belowwe found a house for 900 a month rent Asking price was 59900. taxes 1400, insurance 800, renovation budget 25k mostly cosmetic and minor fixeswe went into it expecting a 15% return on our cash out  that gave us a expected cash out loan around 75k to get our 1.4 dscr   When we plugged our numbers  we could go over 47k on our offer to make the deal work  we offered 43 and got counter 47,5  we took the deal assume a slightly lower 1.38 dscrthe key is to scale and be selective on tenants AND not allowing pets (you can offer them but suggest crazy fees to cover yourself)  500 pet fee, 25 a month per pet etc.  

Social media and online marketing - we signed up with our web developer for a service she began offering early last year where you pay a monthly fee for continuous SEO, including updates on social media, etc.  

Just because someone offers 6% monthly fee does not mean it might not come from somewhere else. 

I put an offer on a property.

I do want to get into real estate very soon so I do know some of the process so i know we'll be excellent tenants.

Does anyone know of any organizations/charities that offer rental assistance in Montgomery County, Maryland?

I'd recommend offering something such as being a bird-dog, or something with value.

He's an investor and broker in the capital region and has a lot of insight to offer. 

Real e­state investing offers chance­s in Metro Detroit.

Buying when you plan to live in a property for only the next few years can be an EXCELLENT way to get competitive owner-occupant financing and low down payments on something that will be converted later into a rental.