I guess that is possible if the temporary debt ceiling is not raised again in Dec (but also unlikely since 100% of the time in the past, the feds have raised it as opposed to defaulting).If there was any major downward pressure on RE pricing, I would halt fix and flips until the dust settled.

No debt.

I finished grad school in 2015 (with $250k in debt!!)

Would be nice if you can start off at say 70 LTV and as things appreciate or its paid down, you can easily add more debt to buy more or cash our some for other ventures.  

When Lenders are considering you for a loan, they typically will look at your income (reported on your last 2 years tax returns) along with your recurring monthly debts and credit score.

I'm seeking a loan that will allow me to aquire a property, do some light rehab to the existing single family home and also provide sufficient funds for the construction of an ADU in the back yard.  Ideally, once the ...

Have owned/sold 2 other primary residences in GA and CO.Income Source: Salaried W2 (My  military), 1099 independent contractor (wife realtor,  third year),  rental income approx $48-50K year but cash flowing about  $2K month.Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $ One  car payment of 350 per month, 2840 personal rent, FICO: Right at 800, some over some say high 790sCredit issues: none.Thank you for any advice or questions. 

I've got a solid realtor just need to find the right debt product.

And you do this without increasing your debt. 

I recently tried to qualify for a new property but my debt to ratio is high (70%), and I am looking to bring it down and have more assets and money to qualify for a short flip term