I offer guaranteed rates of returns and their principle is secured by the real estate.Not persoanlly, but I know of Greg Cox's name in the biz here locally, just can't place where right now.

Get a signed and notarized parental guarantee for each tenant moving in.

He also would not guarantee prices because the prices were fluctuating almost daily.

Although there is risk in all real estate investments and can't guarantee anything.The main instruments to measure a deal will be; cap rate, cash on cash, value positioning, and stability.

Even after these many years, there is no guarantee that I will be spared during next company-wide layoffs due to economic conditions.

If I hold and rent at current rent of 530, with modest appreciation of 3% per year ( i know this is not guaranteed ), in fifteen years I will have equity of roughly 85k with around 5000 per year of positive cash flow.So, what would you do?

You can put $20K into a CD and actually make $50 a month with zero risk, guaranteed by the US government.

All a quit claim deed does is transfer whatever interest you MAY have in the property, but does not guarantee that you have any interest.

Nevertheless, I don't intend to seek HM or conventional financing for this property; instead, I'll only make an offer with with 3 options: 1) using 100% seller financing, 2) using 50% seller financing, or 3) an all-cash offer (which of course will put me all-in at 50% LTV).I have 2 related questions.Would you buy this property at 80% LTV provided you could get the following terms: fund the deal with 100% seller financing, abate/defer the payments for the first 3-6 months, get a minimum appraisal threshold (120% of the purchase price [408K]) guarantee, and do the deal with split funding (finance 150K to 200K amortized for 30 years, and pay the remaining 130K to 190K after the appraises for 408K)?

Make sure your end buyer is more than capable of closing the HML and that they at least have a decent amount of skin in the game to guarantee a closing.