. - I could possibly come up with the funds to purchase it conventionally, but it's a long shot. 

That can be helpful with HUD because the process is a lot different than a conventional sale. 

Conventional 20% down bank loan How did you add value to the deal?

10% down conventional loan What was the outcome?

I refinanced mine out of FHA into conventional prior to doing a HELOC so that i would have FHA available if i wanted to use it again.

It depends on if the loan is FHA, VA, USDA or conventional and if the guy you are buying from went through escrow or just did a "kitchen table closing", if the property was in foreclosure or late on payments in the last 6 years (right, you're in Washington State - where socialism went when it died in the Soviet Union) (I'm from Seattle, by the way ;-), how the underlying loan payments are being made, the status of the person on the underlying note, you have to determine who is going to pay the excise tax on the transfer and of course you need to see the terms on the Lease to Own, etc.But, yes, it should be able to be done.

Conventional loans under 10% down would also be capped to 3% concession while higher down payment conventional will be more (6% cap at 10-25% down, 9% at 25%+ down). 

Conventional Mortgage loan for property that I will live in (large loan)3.

I've found a building (for my business), which the seller own outright, and conventional financing is not an option.

I’m trying to figure out if I can cash out refinance to an 80% LTV conventional loan on this type of property or should I refinance down to what the remaining balance is and then do a HELOC to pull out the rest of the equity(I’m not sure if that’s even an option).