Account Closed , not really prices are either same or going up.

As was mentioned earlier, they do direct deposit and the money shows up in my account like clockwork.

Hi Account Closed!  

Do you just use a “high interest” (I use that term loosely..) savings account?

Account Closed suggested and pay her the money.

I didn't account for management but yes, I plan on having management in place so I will include it in the breakdown.Real estate taxes -- 12,892/year...1,075/monthinsurance -- 9,363/year... 780/monthwater/sewer -- 5,080/year... 424/monthlandscaping -- 600/year... 50/monthprop. man. -- 7,200/year... 600/monthTotal -- $35,135/year... $2,930/monthI tried looking into a commercial loan, but they wanted 2 points plus 10 percent interest.

Retirement accounts were designed to be invested passively, and that is what makes most sense since all income is sheltered from taxes.

I used to do it for most clients (bigger ones excluded) unless I had access to an operating account of some type for them. 

You may go through the "Education" tab under your account's main page that has some valuable links.

The banks I went to all said to have: good credit score, 20% to put down, a Debt to income ratio under 43%, 6 months of the mortgage saved up in savings/checkings/roth account and 2 months of my current mortgage saved.