And sorry if I'm coming across critically, if I end up as a convert I'll be your biggest fan. :)Originally posted by @Trevor Mauch:Hey @Larry N.! 

I'd call around and see if any local banks or credit unions have a creative way that will allow you to put 0% down if that's the biggest hindrance.

Also, my biggest concern at this point is this tenant.

@Andrew Abbott , from what I've heard, one of the biggest things to be aware of is that it can be a "tenant-friendly" market, so make sure your screening process is solid and you know your rights as a landlord.

Remember, taxes are likely the biggest expense that hits your budget and it's in your best interest to invest in a tax advantageous way.

What are your biggest pain points when renting ?

The biggest trick to this profession is outsourcing and marketing,this is a good site  to start learning about outsourcing and marketing yourself.Don't worry about your income and credit,you can start doing this business with very little of your own money(set a budget for your cost to set up and marketing), i recommend learning how to wholesale to start out with, you don't need any money or credit to do this as far as you are not buying the house but getting it under contract and assign to an end buyer for a profit.                                                                                                                                                                                                                                                                

This company has a very lucrative relationship with all of the biggest gurus in real estate and all other kinds of personal and financial success. 

Adversity can be one of your biggest assets. 

I believe that my biggest problem is finding motivated sellers .