When you say its common to loose money in due diligence is that because you lose your EM when you back out or is it because if you back out you are losing the money you paid to other subs (i.e. land planners & engineers)?

We have paid down the loan to $150K as of 10/1/18 and the market value is appx $325K Lessons learned?

I offered to refund the cost of the credit report (that he paid directly to the property management platform that I use) and thought that would be the end of our interaction. 

I didn't  pay the minimum, I paid the entire amount.

I made an offer on a house and because I am doing 50% financing, the owner offered to lend the other half himself and be paid over the next 30 years, at an interest rate lower than what the bank is offering (albeit, not much lower).

I have be pre approved with a bank at 25% down.

If the opportunity arises for me to slip in a line or two, then I do and it has paid a plentiful amount of dividends.

I take the safe and also a practical route:  Price to be determined by an appraisal paid for by the Optionor (you the investor). 

If the method of payment for this transaction is cash, assumption or conditional sales contract, the closing fee shall be paid by ___ BUYER ___ SELLER ___ shared equally."

Im 34 and fortunate enough to own a home thats paid off and inherited $40,000 from my father, who sadly passed away about 2 years ago.