Would we still be able to take advantage of owner occupied financing and put both our names on the title/loan?

However to keep expanding my portfolio I’m doing a refinance on one property that will allow me to buy several more properties using DSCR loans.

Purchase price: $100,000 Cash invested: $6,000 Sale price: $189,700 Purchased townhome with 5 year interest only balloon loan for $100,000. 3.5% interest.

Your best bet is some kind of bridge loan to close efficiently and then refinancing once it has been seasoned to take full advantage of that discount that you are getting. 

Be Responsive to Inquiries and Follow Up with Potential BuyersWhile not directly applicable as an optimization task for your listing, you’ll want to respond to inquiries and follow up with potential buyers if you’re going to sell faster.

Financed with an FHA loan and mortgage being right about $2,000 monthly, included escrow for insurance and homeowners' insurance.

Even if you do a cash out refi, you still need to pay off the initial loan, and then will not have enough money to pay all cash on the next and so on when prices are at a high premium.   

That means you will not be able to sell it to someone using a FHA, Conventional loan etc. 

Since I am now the "bank" or "lender" I have all the rights of that lender to enforce recovery up to the full outstanding balance of the loan.

The state paid about $35,000 down for us and our mortgage was about $820/month ($123k loan amortized over 30 years at 4.5%).