@Garrath RobinsonWell you're on BiggerPockets, which is undoubtedly one of the best resources/websites, especially for education and networking.

What you'll find is your return is higher when you leverage your money.Here's an example of a property I analyzed recently for another investor:Notice the highest return on my investment is the first year and it diminishes after that.Also notice I have $103,067.64 in equity on year ten.

I am just analyzing this unit for educational purpose. 

Also, I have spent some time educating myself here at Bigger Pockets and via books sold on this site.

I am a new member to the BiggerPockets comunity, and I am incredibly impressed by the wealth of Education and the potential for Real Estate connections. 

You live in one of the most profitable states in the country with far and away the largest GDP and one of the highest housing costs (behind HI and NY) with white collar educated professionals able and willing to pay rent. 

Hard money is probably the most common way flippers leverage to buy a deal, although that requires down payment from you and/or another private investor (usually 10-20% down). 

I would be very interested in meeting up with some of the locals who are currently investing and willing to educate and discuss their stories.

Hi everyone, I have been educating myself to become an investor.

That poor guy is going to be a lawyer his whole life, while your out there taking educated risk, and making it big time.