DSCR loans are typically best with 6 months seasoning, but there are options for 2 options for 3 months or even no seasoning: 1) to where you can get your costs out (purchase + renovation) as long as that number is at or under 75%, but if any other forced appreciation has happened you are limited to the max of your costs in or 75% of market (which ever is lower) OR 2) no seasoning DSCR loans which candidly come with pretty high points that make them MUCH less appealing. 

The deductible for any earthquake damage is typically 10-15% of the policy's insured value.

Investors typically grade areas based on a lettering system A-C/D.

We typically fill leases for our SF in a week or two, even in the winter. 

However, you can find properties in the Yaupon section of Oak Island, on the second row, that are located outside of the Special Flood Hazard Area, which lessens your operating costs due to not having to pay for flood insurance (link to online map here). 

When you break down the HOA fees vs a expenses on a single family home, you typically see comparable numbers with the exception of amenities maintenance, which as you have already suggested, can drive up income & demand. 

Loan would be based on ARV and typically at 75% LTV for a cash out if you are looking to pull as much equity out. 

The bank lends you $170K which only covers the 85% and you are required to bring 15% or $30K to closing "PLUS" closing costs unless you get a seller credit.On a typical loan the Bank/Lender does not cover anything related to repair costs, utilities, or closing costs.The seller can contribute up to 2% Max on an investment towards closing costs so again on a $200K purchase they could only offer $4K.

There are some good QIs right here on Bigger Pockets that operate nationally. 

Most each real estate syndications (group investments) go through a progression of stages.All should have a clear beginning, middle, and end.Here are the 4 phases for a typical syndication deal:Phase 1 - AcquirePhase 2 - Add ValuePhase 3 - HoldPhase 4 - Sell 💰The sale is arguably one of the most important phases!