Unfortunately, this has caused some hangups with traditional mortgage lenders since I have been 1099 for right at 1 year now (they seem to want two years). 

I'll be sure to focus on more traditional payment methods when soliciting advice in the future.

From what I have read so far my interest is leading me to wholesaling as I don't have the capitol to go the traditional route. 

But yes, I was personally unable to locate a traditional construction loan which allowed someone other than a gc to go through with it Also, since I think I need a no doc approach now, I guess that’s likely off the table Wondering if you, or anyone else reading, has any further ideas as far as getting a no doc mortgage which I may need (?).

Traditional financing.

In that case, they can find an investing partner who is willing to provide the funds required to qualify for a loan, such as a traditional bank loan.

My family was poor with poor spending habits with the traditional consumer mindset.

I am targetting SFH from 100-150k, with traditional financing, looking for long term cashflow.The goal is to build a portfolio of 3-5 properties in the next 2-3 years.I am looking for a local agent, property manager, and financing.

Maybe a few wholesalers that will carry short term, but almost none of the traditional actual owner carry houses.

The HML's i've contacted need more than I have to put down on the purchase and 20K is not enough to pull off all of these with traditional lending.