@Rob Everetts, the “little money” part of this makes me nervous for any investor.  

If your "property management company" has a different ownership than the properties it manages, then the property management company must have a licensed broker (independent or employing) running the operations.

People typically invest in what makes money! 

Or use that money to start a business. 

I'm thinking the liquidity of the HELOC would be great to pull the trigger on a good deal when it comes and I don't want to pay interest on taking out money I'm not actually using yet since I haven't found a property yet.  

It's also important to evaluate different loan options, such as conventional, FHA, or hard money loans, to find the best fit for your investment strategy.

In the Netherlands the government is busy building a law with stricter rules against investing and owning real estate.At the moment I am reading the book ' No money down.

Are you more interested in short term rentals (thinking about opportunities to co-host STRs)?

As a hard money lender who lives and works in the Central Florida market, I can tell you that building strong connections with local investors, realtors, wholesalers, and other real estate professionals is key to long-term success.If you’re interested in expanding your network and getting a deeper understanding of the investment process, I’d be happy to connect.

How come no one has created a standard form for hard money lending where the terms are easily comparable across them?