My wife keeps telling me about a $0 down payment loan option that she’s been hearing about where if you can show that the rent will be greater than the mortgage, this type of loan will require $0 down or lower than the 20/25% requirement. 

They will be building a development across the street and they are required to add turn lanes due to the size.

Furthermore, if your concern is the quality of the tenant pool why not forgo the credit score requirement instead of DTI.

This means they have passed their education requirements, tests, continuing education, background checks, fingerprinting, etc.

Many of the positions only require a high school degree.

By meeting the ownership and use requirements, you may be able to avoid realizing capital gains at the time of sale. 

As the title reads, I am looking for a DSCR lender with no seasoning requirement (if possible).

You are required to report worldwide income on your federal and California tax return.Since California's tax rate is higher than Georgia, you are ultimately paying California tax rates when you sell the home.California will provide you a credit for taxes that you pay to Georgia but will still be required to pay the difference.

@Matt Eade I'm not an attorney and this isn't legal advice, but you're not required to form an LLC in the state where the property is located. 

This is several thousand dollars less than I would’ve gotten at the full 75% LTV, but she claims it is a Fannie Mae requirement?