I have absolutely no affiliation with B2R finance whatsoever and haven't heard of them since this post but when you come on a public forum (one that appears at the top of a lot of real estate related google searches) and are skeptical of a lender with no direct or indirect experience with them it is just not right to do in my opinion to just throw things out there with no basis.When the gentleman from B2R finance responded to your post you responded with a response not addressing the B2R rep and gave some vague skepticism of out of state lenders and their interest rates compared to your local lender.Not sure what your angle is here, but if you could clarify what your issue with B2R is we would all like to hear it.  

My primary lender, although most people refer to him as a hard money lender, I consider him a private lender, we have become good friends over the years and I have been able to reduce our interest rates by more than half of what we were paying four years ago.

Is a condo more "desirable" for the public vs renting an apt?  

Both foreclosure auctions and public auctions.

i just think the public needs to be treated fairly, not led to believe they are getting something they are not. 

Doesn't an active participation in RE allows you to reduce your taxable income produced from your rental loss including full depreciation dollar-by-dollar? 

The statute list posted printed, mailed, publication, and broadcast on closed circuit TV.2.

It seems to me that having mold in the history would lower the value and reduce the number of prospective buyers.

In retrospect, I would have preferred to not claim these expenses against my income and simply pay the higher tax bill, than to get a tax deduction and reduce my mortgage qualification amount by a decent amount.  

Also because she's put so much into it she's earned the reduced rent.