I've been in discussions with with a director of private banking at a local bank but in order for her to be involved she wants to wrap them into one commercial loan.

I'm interested in working with like-minded investors to re-build my wealth so together we can create an income machine, sustainable through all real estate cycles, keeping the company private so internal decisions are stream-lined when direction changes are needed.  

So in that case is my only real option to use hard money or private money in the short term and hope to refinance to conventional after seasoning? 

Hello, I could use some guidance, My mother was left two properties with 5 apartments here in rochester byShe's owns them in part with family and is trying to manage them There is extensive plumbing damage as well as needed updates She had no credit or moneyAny ideas as far as private funding for renovationsShe owns the properties outright there's value in them Wouldn't need much 20 or 30k

1) Do a JV with a flipper who is active in that area (find at the REI clubs)   OR2)Find a private lender

When I first started out I really had no idea what to think, what to do, or where to start...Today, I just finished my third investment as a private lender for a rehabber (earning 12.5% interest) and I have a fix and flip in the works (thanks to a great team I've been lucky enough to align myself with over the past year) which looks to be finishing up in the coming months.

(In fact, I have my own hard money and other private financing-- if I'm going that route- I'll keep the deal and do it myself). 

I am working with a private money lender who is funding a flip of mine from a Sunwest self-directed IRA.

In my market, each flip involves $100,000 to $150,000 from the hard money lenders and private lenders.

Obviously this is an Option for me, as well as hard money & private Money.I was recently contacted by Hubzu because I was a previous investor w/ them about new financing they are rolling out under the name of Liberty Rental Finance.