Our primary home will meet 1% if we move out and rent it.

Those are the primary food groups. 

Having the numbers and explanation of all the moving parts would be tremendously helpful to give a better informed response. 

As far as the Pro vs Premium, the primary differential appears to be the access to forms and lease agreements which is incredibly beneficial, particularly by state.

I have a someone interested in buying my primary residence that can't obtain traditional financing and expressed interest in buying my home.

Purchase price: $380,000 Cash invested: $95,000 Sale price: $430,000 2 BR / 2 BA condo in downtown Chicago - bought initially as a primary residence, converted to a rental property, and then sold via a 1031 exchange in order to purchase a commercial property in Florida

If this was your dream home (primary residence) then maybe it's worth all the effort but just sounds like a lot of work to acquire an income producing rental property. 

If it is technically my primary residence, would this be legal even if I rarely actually spend a night there?

Chimney rotation is typically associated with poor bearing characteristics of the soil or improperly installed or failed footings Gas Log fireplace needs repaired The primary condensate drain line for the air handler was separated in two areas in the crawlspace and shouldbe repaired so that the condensate will exit the crawlspace as intended.

My first purchase was a fixer upper, that is currently primary residence, and now currently looking for my next deal.