Hey @Chad Keilen, your best bet here is to call every local bank/credit union in the area. 

In Rochester, duplexes - which are becoming increasingly hard to find - are usually your best bet. 

Your local credit union is your best bet. 

However, I've heard this same nightmare scenario from numerous investors in a local REIA.It's a really stupid law meant to protect sub-contractors from getting screwed but it just screws someone else, the investor who already paid enough to pay everyone, instead of the person that the sub-contractor should go after... the GC.And yeah, in California, it's a safe bet to bet that a permit is required for just about anything.

I've got a condo with a very poorly balanced HVAC, and it was built this way. 

It's a poorly run facility w/ 160 units, >95% occupancy and value add potential. current annual revenue is $85k. expenses not shared, so I'm assuming 40% expense ratio.

I would let her know that while you're happy to compensate her, her poor communication here is an inappropriate way to commence the management side.

We took a chance on our tenant who had a poor credit score.

With contractors hard to find and materials costs still elevated well above where they were pre-pandemic, BRRRRing is not nearly as safe a bet as it once was, especially not with a ticking clock of a hard money lender.I've noticed on the podcast lately they have started saying things about "Just getting in" and "not trying to find the perfect deal", but just something that "gets you in the game"...

Your best bet is to get quotes for an independent insurance agent.