If you're interested, I'm more than willing to share more about how to navigate this path based on the successful experiences of other investors.

Based on the cursory reading of your post seems like we might be able to help your client.

If you are looking to buy based on NOI (the income stream) then you should educate yourself about cap rates.  

I realize that cost is not at all based on the value of the property but  $2,000 seems like a lot of money for just 1 acre of vacant land.  

With that loan product, they will not be looking at your DTI or work experience and will qualify the property based on the DSCR (Debt Service Coverage Ratio), which is a measure of the property's cash flow.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The appraiser determines the value based on comparable properties (comps) in the area.

My name is Dion and I am a new member based out of Massachusetts.

Based on what I see - I'm not looking to do STR in the High Desert right now.

This will allow you to Flip, and obtain a loan based on the ARV of the property, then rent it out having the tenant pay for your new mortgage thus allowing you to pull all liquid out of the property that you had in.