Me personally, I'm hanging on to this and refinancing when the rates come down at some point. 

The implication from your question screams that you absolutely need assistance and insight from an experienced, knowledgeable REAL ESTATE attorney to help you understand the risks and protections available to you in the type of transaction you describe.

However I'm just looking for a "vibe" from some pros, experienced investors or people familiar with the area out there who'd be willing to give their 2 cents of the potential value with some caveats/details of the home as follows:- 2022 Home Appraisal valued home @ $1,100,000- 1st 2BR duplex unit rent=$2800, 2nd 2BR duplex unit rent= $2150, 1st 1BR unit rent=$1950, 2nd 1BR unit rent=$1800- All units have washer/dryer- 3 of the 4 units have been upgraded (new floors, appliances, etc.) in the past 5 yrs.- Both boilers installed new 2017- Both electric panels upgraded 2015  - Shared Backyard access for bottom 2 units- No Parking, No Central Air- House built before 1900- Roof about 20Yrs old- Assume Fed cuts rate at least .25 point later this year Any thoughts would be appreciated.

RE  Mortgage banker etc.2. criminal and credit back ground checks with redacted personal info IE SSI. but you want them to know your not an ex felon or did not pay your child support etc.3.

I also love it here.It will cost $100,000 and we will finance half with a personal loan @ 7% for 3 years.So im putting 50,000 in cash and I expect to earn about $2,000/month.

Only your personal credit score, photo ID and two months of bank statements are what is asked of you (as far as personal info). 

Also, any tips on how to expedite the process would be much appreciated (i.e. getting signatures for notification from neighbors in person vs. sending certified mail, etc)Thanks in advance!

The lower DP on an investment loan will be for someone experienced.

There is also space to park 4 cars.I will be back in the area early May, so if this sounds remotely appealing, we can chat further on a call or meet in person when I am there. 

Should I meet them in person at the new builds ?