There are people in here who could have used a handful of that cash and turned it into a lot of money.

Most of these are a standard SFH residential loan, but for business purposes so they normally require a 20% down.Not as easy to get, but there are 10% down 2nd home loans that people, including myself, have gotten in the past.Comps are based on SFH sales, unless you are buying Multifamily of 5 or more doors.

These are country people in their 70s.

It is beautiful out there but are people able to cash flow their existing STR. 

Third: What are you doing to find such people?

For analysis purposes, how do you determine the max number of people (max rental income) per month when offering hot beds?

This is one of the best post I've seen on here.I've tried marketing my LTR before the previous tenants moved out, but the problem I ran into is that since I couldn't show the unit all of the people that originally reached out lost interest and moved onto to other properties.

And I did not want to try to estimate it through calculating averages because you never know how much people will actually use in reality.

I've been in law enforcement on some level for more than three decades and one thing I've learned over the years is that the people that turn out to be the criminals are not always who you would expect.

I would also not keep the cameras when a tenant moves in, not sure if that's allowed but even if it is that would be weird and scare off people.