So far I only have buy and hold multi unit properties.

In the short term rental loop hole there is no loss limitation and that has the potential to be your best option for offsetting W-2 income.

This market has low equity appreciation, a dearth of multi-family homes, but a stable renter's market.

I think refinancing would be a better option.

Both have the Roth option.  401k has Roth built in, SDIRA is either pre-tax or Roth.   

I do have the option of moving back in with my parents in the suburbs a year from now if I need to save up any more capital.

Im working with the agent on this and I gave two options to propose and she came back with the option where there is no free build out phase. 

I know med students are always looking for apartments.Best options in lewisburg are probably student housing, scrape-and-build, new multifamily, or flips.Tim

Wynwood we have a site identified and little river has a million great deals unbelievable zip code. 33138 and 33150 two of the best zips east of 95 right now and north Beach too. we focus on density and multi 

Leverage FHA loans with their low down payments (around 3.5%) to invest in a multi-unit property like a duplex, triplex, or fourplex.