How we started: While in the Air Force, I bought an expensive car, thinking I would remain on active duty to repay the loan...and discovered I was pregnant.

That too may be way too high based on costs to cure title defects and remaining time to foreclose.

I hear a lot about portfolio lenders and wondered if it made sense to try and consolidate all 3 into one loan (assuming that's how the portfolio lenders work).Mortgage 1, 30 yr conv, 6.75%, 2008, 55k orig bal, 46k remain, PITI $470/mo.

But it was a historic home with an antique front door and antique pine hardwoods, neither of which could be adequately replaced with the insurance money.On the positive side (if you can call it that) he was able to begin the eviction process on the remaining tenants immediately.

This 3rd yellow letter campaign in the past two weeks has comprised mostly of my 2nd contact/touch to the remaining homeowners from my 2nd campaign last month along with a few new homeowners added to the list of pre foreclosed homes on the MLS in various zips in San Diego and its neighboring cities.

I've done 1031s but probably shouldn't have, it was a popular thought.The though of deferring taxes and paying with future cheaper dollars is rather a myth, for those dollars to be cheaper you will have inflation.

If it weren't for those seeking advice in various subjects the information would probably remain dormant and undisclosed.

No one is going to inflate their income on a tax return.It just depends on what your investment goals are, but I think most people would say a 14% cash on cash return is pretty good.

Borrowing is not possible in an IRA, so this strategy remains unavailable to IRA investors, even those with checkbook control.

Also whenever I give a quote and the clients want to know why it's higher than they expected, I figure it's my job to walk them through it and possibly come up with solutions to help them remain on budget.