I don't ever go to them and was wondering if others do.

Plus, I'm sure the redemption period is going to apply to whom ever holds the title.

I have a short sale offer where the lender is PMAC out of Chino Hills California. I am looking for anyone who has had an offer into them. Please leave any feedback.

No, that's the right question...unfortunately, the answer is ZERO and NONE as far as your chances.There are NO non-owner occupant cash out loans (except for hard money) that a lender will not look at your credit and income.And there probably won't ever be again.Best to build up your credit (not that hard if you have none) and find someone to partner with.No credit is better than bad credit, and by finding a partner as co-owner (should be a blood relative), you can buy a home with just 3% down FHA, as an owner occupant.Don't ever, EVER, EVER, pay ALL CASH for a property unless you plan to flip it FAST !!!

Pure bunk.If you could do the following:* create a website for TBers to leave their info* get door hangers and flyers and bandit signs up for TBer to be driven to Web Page* get TBers money together, whether it is a loan from Household Finance, or loan from their parents, what ever* convince the Seller that the sales price is a new appraisal, period, at the time the TBer gets financing approved and funding letter is typed up* learn about credit reports and clearing negative marks (Fair Credit Reporting Act, FTC, etc)* have a goal where 10% down payment is arrived to get good rates* have the seller pay closing costs* you as an agent get 3% now, 3% when it closesThe challenge is helping both the seller and TBer get a win win, not easy.i.e.

We are NOT a democracy and God help us if we ever devolve into one.

But I have done every thing I wanted to ever do through hard work and an attitude that I am here to help others and will be a better person for it.

Tell the agents your going to do you diligence on your offer up front and you will get your offer submited.ever hear of the 80/20 rule......80% of the people do 20% of the work and 20% do 80% of the work.......lots of people are lazy and we must make them do their jobs by what ever means (legal) we have to.

The lending climate is much different now than a few years ago, and higher scores are needed.As an investor, one of the lessons I had to learn is to never, ever fall in love with any house.

The lady that is there now will stay there for ever if Iet her but I really want to raise the rent to help with my loss & not sure how she would take that.