Hello all is anyone familiar with H.A.N.D.S (Housing and Neighborhood Development services) It's a Orange county down payment assistance program (Florida) but I'm not sure how many or if many lenders deal with this type of program and was wondering if anyone have a bit more information on this Also I'm trying to buy a house and I'm  ready as far as credit (FICO) score it's 739 also this would be my frist house and want to stay around 150K range.  

I have a few homes there as well.Stay away from the East side of Bakersfield, only invest in the West as it's much more developed and the demographics are much better.

We had one unit that developed mold because of a pretty much invisible roof leak.

I'm not in a position to do this yet as I have not developed any sort of network yet but I WILL be able to one day and I simply love this idea it sounds like there is no way to lose.

Hi Reul, congratulations on getting the property under contract, now the hard work begins :)We have 2 new constructions close to completion in Jersey City and have worked with our General Contractor - ALM Developers.

I'll share with the developers. 

Lots of condo unIts and townhome development.

Thing#2 - Use your owner occupant status to its full benefit (Low down payment-Lower interest rate, etc) and buy your next rental property now as an owner occupied home and live in it for a year or two while saving for rental property number three - Buy rental number three as an owner occupant and live in it for a year or two while saving for rental number four .... and so on.You see that your wife will need to be onboard for this to work out - You will be buying a home that is possibly not quite what she may have in mind for your "forever" home and there will be occasional moves as you acquire new investment properties - Eventually, you will not be able to continue this technique and you will get to buy that "forever" home.  

It is "the yellow book" covering all the basic rental practices and even imparts the unique landlord sense of humor you will develop over time  (via the funny cartoons).

Have to get land real cheap to make the numbers work for new development.