Right of survivorship means when the concurrent owner dies, the surviving owner(s) automatically inherit the decedent’s share.

Your agent taking a lower commission does not automatically send that money back to the seller.

Keep in mind if you have a lender the lender will automatically get title insurance.

Some day they will use that to make a robotic version of me called Joe Splitrock 2.0 and Jerryll will write the code.

Automatic payments allow people to forget who owns the place, they aren't "involved" and if a payment doesn't come in they have an "excuse" it must be the bank's problem.

My concern was that they would automatically put the house for auction if loan modification was not approved.

If we were in this together, everyone would automatically make $1,000,000 a year without having to work.They tried that in the Soviet Union and the joke was " We pretend to work and they pretend to pay us"That is what government evolves into.Please read Aleksandr Solzhenitsyn's One Day in the Life of Ivan Denisovich (1962) and The Gulag Archipelago (1973) to understand why the suggestions above are a very, very bad idea. 

.- Highest and best offer is an automatic disqualification for me.

In DC the personal representative’s appointment is automatically terminated on the 3rd anniversary of the appointment… unless extended by written request for additional 12 month periods.

Should I just pay through Zelle and set up automatic payments?