It may be a pain to legally change.

I know it sucks to pay some low life money because they are being a pain in the ***, but it's the one thing that seems to work.

If you have never dealt with the HDLC before, I can tell you from experience that they are a pain to deal with, to put it lightly.

But the lending will always find a way to allow another round of inexperienced newbies feel some pain :-).

I feel your pain!

I do it but even that is a pain !

As an independent insurance agent and active investor I feel your pain.

All that being said their maintenance supervisor can be a pain in the *** if you get on her bad side.  

I feel your wife's pain about the apartments! 

Due to the variance in bill amount, the tenant will need to pay a different amount every month, which will be a pain in the butt for you to have to deal with.Or, if you did a flat rate for utilities (which a lot of people do) you run the risk of not actually covering the utilities.