I have been very blessed in my career but I want to have a better life, spend more time with my son, have a better financial future and overall better health.

SB13 has text that provides a grace period if the unpermitted unit has zero health/safety issues and would otherwise be allowed as an ADU.  

The reason why is because of the mental game that goes into paying off debt.

If the health and safety of their children is at risk, aren't they being negligent by staying in the home?

And when they do you can help.Example:$300,000 houseSellers need $2,500 per month to hire a home health care workerOffer:"I will make 120 payments of $2,500 each."

There’s a few people that yep and yup about investors that don’t share general contractors have a scarcity mentality, but those yapping seem to be sitting on the sidelines yapping about theory and not actually throwing down on rehabbs.

I sell life and health insurance in 17 states from home.

Deliberately have a few challenges in your screening process - it will weed out "entitlement mentality" problems4) Allow payment plans, but create system to track when payments due, so they don't keep falling further behind You will need to call them on due dates or they will fall further behind Be prepared to give a strong NO when asked if you will change rent due dates to "make it easier" for tenants to pay rent based upon their SSI or paycheck dates.

She said her goal was one each, and she has 14 grandchildren and counting…she has exceeded her goal and recently had a health scare at one of her commercial units she fainted and they said it was from dehydration but everything is much better now for her enjoying her family time…we all must pace ourselves and take good care of ourselves that is something else a lot of my advisers stress, health is golden.I digress, she said, “Elizabeth, you need to call HUD and ask to speak with their veteran homeless department, they have case workers that help maintain the process.”

Take the time to weigh the risk/reward in how it affects you mentally, personally, physically, financially and any other kind of 'ally".Best of luck - I'm sure you'll make the right decision.