I have thick skin so I know being yelled at is just a part of the game.

What he's politley trying to say is, it has dried up for those who were picking the low hanging fruit and failed to find the cheese when they moved it. 

Plus there is a huge body of knowledge required to develop bigger projects.Second, it takes time to amass enough of their own capital to able to have skin in the game in their projects. 

Texans have thick skin!

If he cant make them then I get the house back. win win win for Jim then Jim turns around and sells it to the next person who wants to owner finance it but this time Jim is more savvy and says Im going to ask for more skin in the game so I dont have to go thru this whole thing again and he gets $10k down and sells it for a higher price like $50k since property values have increased and he had to spend a little to clean it up and paint it etc.

I'll have to wait until next week to Kilz that area after it's dried out.Kevin

Most HML's will require borrower to have some investment funds (ie  skin in the game). 

Seems like supply on the MLS is dry ing up a bit this year.  

I have skin in the game to keep costs in check and deliver a finished product that will sell for top dollar.Anyone have comments on this or similar arrangements??  

You have to send them to a RMLOMy view is there are many ways to skin a cat.