If you do a smaller 5%, maybe even 3.5% down payment, it is much easier to get into financially, but then you're just playing catch up longer in terms of monthly payments as opposed to doing a larger down payment.

Then He plays very loud music, won’t let anyone in his unit including the water department cause our water bill and electric bills have skyrocketed, when the contractor goes upstairs to fix the upstairs unit he lets everyone know there was a suicide in the unit which we feel will scare away another tenant when we are trying to get it filled.

@Sean ByrdI think that a non disclosure, especially on an as-is sale, is a bonus.

Makes me wonder how and if SEC plays into this situation.  

@Joe SplitrockBest post of the week, I remember sitting in the computer room in small town Oregon at my school playing that not realizing the rest of the country was getting dysentery as well.

You don't need to play the transfer game, every normal checking deposit is swept directly towards your remaining balance automatically. 2.75% is a great rate for a Heloc, I wonder if that might be a "teaser rate".

Bonus if it appreciates.

There is certainly a lot of "unknowns" and the old adage, "You can't go broke taking profit" certainly seems to be playing a factor. 

Bonus points if you are an accountant in the CT area :)Annie Pitkin

Bonus points if you are an accountant in the CT area :)Annie Pitkin