However, the return on an investment in real estate is usually calculated from the perspective of ROI and Cash-on-Cash return, which is based on the cash flow on the deal. 

Based on the criteria you listed, I think our market may be perfect for you.

DSCR loans can also have flexible seasoning, meaning you can cashout refinance quicker based on the new appraised value.

For instance, if your property is listed for sale below its appraised value or if you reduce the asking price during the listing period, most lenders base their lending decisions on the lower of the two values.

My most recent build cost I put together for a house build on an empty lot was at $300/SF as base cost.

Keep plugging away and you will find your success....Your success is based on the work YOU put in....

The legals will vary, but in my experience in my state the spouse not applying has to quit claim deed to the other that's on the loan.

@Antonio ResendizI analyze based on the return that we are getting with our investors' money. - Annualized ROIFor Rentals that we hold in our portfolio, that were perhaps once BRRRRs, I analyze based on ROE - Return on EquityI used this equation to back into my maximum allowable offer (MAO): ARV - Rehab Costs - Holding Costs - Purchase & Sale Costs - Desired Profit as a percentage of ARV = MAO

Consider consulting with a real estate professional or financial advisor to help make an informed decision based on your individual circumstances and goals. 

@Joshua Logan I'm out of the Mankato area, we invest in Section8 apartment buildings (Project Based HUD properties).