Current long term tenants with good rent & equity appreciation What made you interested in investing in this type of deal?

I think in terms of listings as being on the MLS.

Are there any insights into what students might be looking for in terms of housing?

This is my market but I focus on long term rentals with SFR and small multifamily.

There's also Jefferson City which is just east of knoxville that has some upside too. college town near a lake which gives some upside for students or short term rentals depending on what you like to do. 

I would get this out to quote with multiple Independent Agents (they represent multiple carriers) and if you can determine any agents that write a lot of apartments that would help also.The type of info you should gather that will help in the quoting process:1. current coverage. 

What are the loan terms?  

We operate our units under an obscenely landlord friendly lease agreement that runs 20 pages and it's good for operations to have every tenant under the same lease terms. 

I am currently looking at buying a new construction home as a long term rental property. sales price $214000. first my lender told me I can do 0 down. and I am really excited about this deal. but later he told me that am not qualified for 0 down because of my income. the other option is that I can do fha with 3.5% down, 6.125% interest rate. cash to close is $14000. my monthly payment is around $1575-$1590.it can at least rent for $1700 as a long term rental property.

It’s my understanding that a trust account not required for a short term rentals nor is a real estate license actually required for managing short-term rentals.