Seasoning is a big issue and like you, I am looking for alternatives to get around this problem legally.Let's keep brainstorming with others and come up with some solutions.

People who live in nursing homes are referred to as residents. nursing home compare

YOu basically "lose" the difference.What I am refering to is when there is a sufficient gain in return, above what you could receive under normal, no risk circumstances.

If you do not want to join an agency for credit/background, and pay their fees, there are a few do it yourself ways to get some information--You can require the applicant provide you with their free credit report which they can obtain online--(you would have to know how to read and assess it), also you can go online for public records checks to see about evictions, and criminal public records. and thirdly, the landlord name & reference they provide to you, you can go to your county tax records online, put in the address or parcel # to see if the name on the property address really is the landlord, or just a friend that they have asked to pretend to be the landlord --that happens alot.

So interview a lot, ask around, get references and find a good one.

I believe it was you Jonathon that referred me to that site.

Buying sub to refers to keeping the loan in the "seller's" name and you, the buyer, "promising" to pay that mortgage on time.The only way this method works is if the loan is "worth" taking over, meaning that it is not some ARM or high interest adjustable loan and that there is enough equity remaining.

I thought this was a good solution to the problem and I wished we saw it in Philadelphia.

(Reference Genesis, Ezra, Deuteronomy, Acts and Leviticus.

I know a few that I could refer you to.