Checked your site, nice info on places like The Villages, though having to use a bottom slide bar to read was a minor irritation. 

It appears that most lenders that offer these loans provide only variable rate loans, so I am concerned about how inflation will impact my bottom line over the long run.When inflation does rear its ugly head again and ARM rates increase, do you think the incremental mortgage payment can be completely offset with inflation adjustments to rents?

Residential you have to average out for the highs and lows.I am in commercial working with investors so it goes year round.  

I also don't want to always be financially dependent on someone else's decisions or a company's bottom line.

There is a great article about this here:An Investment Manager's View on the Top 1%The top half of the 1% (the top .5%) live FAR different lives than the bottom half.  

I just type up my letter and copy a handwritten P.S. at the bottom and send in a hand written envelop and they do pretty good for me (for now).

I have experience with upper level management in a $20million dollar company, however, that company recently went out of business.My wife and I are looking to buy our first home, but in Orange County, real estate is out of this world, and something that is on a bottom floor for less than $300k that is nice is impossible.

Watch the bottom left; when the name you want pops up, click it.

W/ that said, nothing ventured, nothing gained, so there's nothing to loose by having the conversation w/ the owner & find out his bottom line.  

In NJ $2-2.50 is the going rate on laminate...not including the ripout of carpeting and disposal, and additional to install quarter round.