It is always better to have to money saved in case to need it rather than need it and not have it. 

., MIND YOUR BUSINESS...lol...i'm just kidding bro.I'm ramping up my marketing and since I'm a still new to the business, anything I can do to save some $$ is very important.

I'm stuck saving for down payment number 2 at the moment.

Maybe you can write off the $10k loss, and save a couple grand in taxes.

Speak with an accountant and/or 1031 exchange intermediary to find out exactly how much you would save from a tax perspective.  

I can replace all linens and household items via amazon and save on PM fees.

Because they didn't approach us until they've broken ground that I am unsure of the reasons why... but my sister and I will be looking at building plans, proposals, and any amendments to the original plans to see what's going on and hopefully resolve this soon.

He's saved me TENS OF THOUSANDS over what the foundation companies have suggested I do.  

If the loan documents don't set forth a process for the payments to adjust, then I would recommend continuing to make payments at the normal amount until you get it resolved.

However, if you like QBO but really wanted to save money, there is a workaround, that is Location.