Not always, but often incredibly fast scaling happens because you stop relying on just your capitol 

I also work a full-time job, so I'm not relying on the CF necessarily to live.

Does the worldwide correspondent banking system rely upon NYC? 

I wouldn't invest in a college town that relies solely on the university to survive.

It's somewhat both primary/rental so I'll need to rely on the CPA for that...All good points...I do plan on transitioning out so the cash reserve would help, but otherwise, it's a good property so it's been difficult to let it go.

If you rely on the $1,800 per side income, then consult the numbers again. 

In other words, you are relying on strategies with a less than 3% success rate to become successful.

My boyfriend is very handy but I cannot rely on him all the time.What do you suggest I learn to fix/deal with before buying my first property?

I suppose I could have relied on cash to keep my credit pure, but I took a HELOC out ($200k) to manage my current developments.

By doing so, I've built a network strong enough to provide referral business which I rely on for 100% of non-family deals.When I first got my agent license, I focused on residential as almost everyone knows someone looking to buy or sell.