I have been binge watching YouTube videos, in particular those put out by three particular companies.

Likely 5-8 companies that UW loans in this market. 

It's made by a company called general finish, Java is the color.

I don't have any prior professional experience.

Most can give you a pretty good comparison between their companies and Rocket Dollar.

If his payment to you is exactly the same amount as your payment to the mortgage company, the judge may construe the agreement as an Executory contract.If the "buyer" has no possibility of getting a normal mortgage because of a known legal judgement, that is likely a violation of Dodd-Frank.

With that amount of equity you'd likely qualify for a HELOC on your primary residence to access that equity to buy an investment property or to buy a new primary and rent out your current home - the latter is what I do personally and all of this is what I offer my clients professionally. 

Respond politely and professionally to the review, and move on.

I have several properties throughout a handful of states, all professionally managed.

Two of the companies we work with which due this are Acra Lending and Champions Funding.