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11 June 2016 | 32 replies
Sub-prime lending carries a higher interest rate due to risks assumed being greater than that with conventional borrowers, "interest is a function of risk" and legally justified.Commercial lending or we might say non-consumer lending, carries less justifications of what might be charged since the borrowers are assumed to be in business for a profit.
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23 June 2015 | 11 replies
My living expenses are presently low, but the idea was that to save for what will be a reasonably low down payment, I might accelerate the process by using my credit card.I should also have stated that my credit card has 0% APR for four months, so I will likely be able to pay it back down before getting crushed by the interest.I appreciate your input, but automatically jumping to the conclusion that I'm a completely uninformed, irresponsible, over-leveraged consumer is a bit out of line in my opinion.
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22 April 2018 | 16 replies
Two keywords here:1, Good: The debt is working for you, generating money instead of consuming your money;2, Manageable: You should have an idea of what you are doing and can keep track of things all the time.
18 August 2008 | 3 replies
The consumer acknowledged acceptance to the BBB.
2 April 2019 | 1 reply
Google, Yelp, Facebook....they all have review platforms.
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26 August 2020 | 8 replies
I am close to trying another platform.
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18 October 2023 | 4 replies
I like the BP rent estimator as a starting point, but i always verify by doing my own research, no matter the platform.
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5 June 2019 | 54 replies
It's like that fat ugly girl at the bar -- the one that starts looking better and better as you consume more adult beverages.
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21 June 2019 | 2 replies
I think I purchased this off the hubzu auction platform, can't remeber 100%.
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5 August 2019 | 4 replies
In a gig economy, many of the students outside the STEM and a few other fields are having trouble paying for their $80,000+ student loans which is dropping credit scores, creating difficulties in rental applications being approved, and delaying house-hold formation which in turn causes consumer spending and consumer confidence to drop heavily.