It will end, "WE" collectively will survive and overcome this, "WE" always have.

If you damage your credit, you can still move forward if you're not depending on the typical strategies everyone else is using.Restrictions:  Fear will handcuff you, and is almost impossible to overcome. 

When you do that, you have to send them an "adverse action letter", which basically says that you turned them down based on something in their credit report, who you got the credit report from, and offer to give them a copy of that credit report. 

This lowers our tenants' security deposit requirements, provides us with a wider potential customer base, saves us from the administrative work of managing security deposits and, in this moment, takes us out of a situation where Governor Murphy's order adversely impacts us.  

Also, share what what actions you will have to take "according to the lease" and what adverse affects this will have on their financials and them as a tenant going forward.

@Karen F. even if you don't charge a fee, if you do run a credit/background check and use that information (credit, residential, or criminal) from that report in making your adverse decision, you are required to report it.

Would love to have a conversation with, or be referred to, anyone that has had success with adverse possession in Texas or is familiar with it's workings.

Overcoming the mindset of paying down mortgages is a dilemma for me. 

All 3 household have benefited financially from Covid stimulus, no one adversely affected yet (one retired, 1 on SSI, 3rd is "essential workers" (grocery clerks).

The barrier to entry for beginning investors can be challenging to overcome.