In California, you must file a government tort claim directly with the government entity involved,   i. e., the police department, city or county as the case may be.

We tried this and it worked tremendously.

But still trying to conceptualize how to incorporate ongoing expenses/interest payments and loan paydown into that equation to get a more holisitic image before deciding where to live

And they definitely don't want someone new to subject-to trying to explain it to them and how it would work that the mortgage would stay in their name and the due on sale clause.

@Varun Dalwadi, you must put down at least 20% if this is a non-owner-occupied investment property.

Thank you for your reply.I have studied and drafted a few important clauses, which I asked the lawyer to translate into legal language, including must-have clauses for a California lease agreement.

CONTEXT-(30k in credit card debt, split between 4 cards, mostly in charged off status)(one vehicle loan that was charged off, is now caught up to current, not paid off, 50k original loan amount)(some card companies are contacting me trying to make a deal, so likely only have to pay 20k of debt off.

Think about it - everyone else is trying to make money.

I've been tossing around the idea of trying something new with the the property.  

Please see below an edited version of the message that I likely tried to send you:Hi Future STR Mastermind Member,I am copying and pasting this message to everyone because I can’t figure out how to group message in BP and thought this would be quicker.