I don't mind medical bills and student loans much if they show up in credit or are late.

I'm in a less urban area and airbnb and uber have barely made it here.Also, the particular property you describe sounds like it's set up as medical?

Just made my first deal and close on the 29th of December of an existing and fully occupied storage facility in Tampabay Florida comprised of two 7000sf buildings and 48 garage doors total.

We allowed the father of a tenant of ours to stay a month (as a guest) while he was obtaining medical care at a nearby hospital.

Truth: It’s critical to have, especially Medical.

Another potential market would be near the medical center to pick up some of the traveling nurses.

I will already be losing some sleep for medical call and am worried about losing the rest (whatever's left) being a landlord.

I will take advantage of the FHA loan aka "house hack". this is the best route for me because of my facilities management experience (13 years) My partner will put the down payment and ill borrow the money for repairs from a hard money or private lender.

Her cost of living has very gradually increased (HOA fees increasing, cost of food, medical bills, etc.)

You won't have as many lending issues in New Zealand (or not as many) as you guys share banking facilities.