The answer isn't always yes.Here are some options for you:Do a cash-out refinance on your townhome, use that money as down-payment on a new home. however, if you have an awesome low interest rate you would lose it. 

There are low income people live on government handout.

Not sure how you would measure that in terms of risk but it was enough to convince me to wipe out my 401K (pay taxes on it) and get it into more low end rentals.Hope you have similar results,Shawn

Comps are in the low $600s (based on Zillow/Redfin).

Vacancy rates are rather low in Boston, from what I've seen, with the ridiculously high demand.The building isn't new by any means, but it is in great shape and appears pretty turnkey.

Just Finished Investing with no and low money down, Set for Life, and The ultimate beginners guide to getting started would recommend every one of them!

If so, I'm curious if you are pleased with the services they have provided as your property managers, and if you are "surviving" with the low returns that their turn-key solution offers. 

The complex used to be a low end motel until it was converted into a kind of short term apartment complex.

Looking to do low down payment that will affect cashflow because my family and I will live in the house for the first couple of years and want to live in a more desirable location/home.Thoughts?

@Natalie Schanne  the darker wood look 'tile' in front of the island is a commercial vinyl product (from Lowes) that we had to glue down on a subfloor because of the original floor condition.