@David HigginsConventional financing limits you to 10 mortgaged properties.

Those are requirements, not just good ideas.You are incorrect in regard to the source of the gift being exclusively limited to family members.I believe that there are some other select approved sources, such as a close friend, employer, and a few others.  

LOL.Hopefully though we won't see another event like that one.. but for all those reasons I own NO rentals will never own any and will always just stay in cash and very short term debt. that way I can limit my loss's extremely quickly.  

should I limit my goal to a MHP valued at that range or use the HELOC as down and capital investment monies?

If you really want to get funky you need to also look at (in limited cases) mineral rights, if they convey, etc.

There are other loan types as well but for brevity we will limit this post to the “Conventional” lending (Fannie/Freddie).

Examples of similararchitectural details include, but are not limited to, windows, doors, roof style, cornice detailing, vents, and dormers.

You limit your own growth potential by not allowing for a pm. ( how many units can you manage yourself??).

Bottom line is that I'd sacrifice significantly on financing terms or violate the due on sale clause, and I don't believe that the asset protection and liability limitation is really all that meaningful in my case as an owner-occupant in Denver CO.

. , there another limitation as well.