The property has to MEET or exceed all health and safety codes.

(Paid off about a week ago, thats why)I do have $2,000 in medical debt (disputing because I was in a coma & was signed up for Medicaid by my mother in the hospital before I had surgery in 2017) Husband started 2nd hourly position 7 months ago (same field)I began working 2nd job 2 months ago (with a break due to severe health issues)Both positions are in the same field of work.Day positions; SalaryNight Positions; HourlyI now understand that we have to wait at least 6 more months to get pre-approved.Beforehand, we only worked 1 job, then realized it'd take forever to save up enough money for RE, so we both decided we'd work two jobs for the next 2 years and see how much money we could save.After all of the feedback I have received, in general I think it's best for us to wait at least another 6 months, for all the reasons all of you have explained.That gives us time to build our savings, save, save, save, and learn.  

But they answer questions, can get a human on the phone and fund quickly

HSA money is instantly available (all of it) for qualified medical expenses (medical office visits for doctor, dentist, optical, mental health; prescriptions for most meds, procedures, even Medicare premiums when he gets there).  

Try to appeal to their humanity and take on a negotiation posture in terms of actually genuinely trying to work with them.

The tenant mixture includes and adult daycare, two law firms, tax/accountant, home health care, guidance counselor, and cell phone towers on roof for At&t and T-mobile.

Any fully functioning adult that remains on government assistance for more than a year is not a good human being.

Financial reason like the condo in Raleigh is too small for increased family/ mom lives with you and something wrong with current house that causes health risk like she needs in home ventilator and electric panel not enough Then you have to PROVE this on paper: see I took in my nephews when my sister died or doctor letter and electrical contractor... cannot be that you don't like the house or want a viewProbably not FHA but if you have a Fannie go to broker who sells to Freddie and have a clear paperwork showing the reason, not just because of flight transportation- you knew this when you bought so is not new financial reason.New lender might offer non owner terms or make you accelerate existing loan to non owner

Intel is a great example, who is building the largest chip manufacturing plant in the US right here, and it will be a $20 billion dollar investment that brings a few new thousand jobs.https://www.dispatch.com/story/business/2022/01/21/intel-ohio-building-computer-chip-factories-licking-county-jersey-township/9173472002/ Another example of economic growth is the upcoming Ohio State University Wexner Medical Center Inpatient Hospital which is a 1.9million square foot hospital that will bring over 800 new beds and a thousand new jobs. https://abc6onyourside.com/news/local/new-osu-hospital-expected-to-transform-health-careHere are a few more recent investments https://www.10tv.com/article/money/business/hydrogen-power-company-hyperion-bringing-700-jobs-to-columbus/530-25907aab-5517-4661-a9f3-d2ed2d5be6b0 https://news.wosu.org/news/2022-02-08/rumpke-to-build-50-million-recycling-facility-in-columbus Check out The Complete Guide to the Columbus, Ohio Real Estate Market which goes through the Columbus, Ohio market in depth and will give you a better scope of where the highest levels of growth are taking place and where to look to invest.

You can also consider checking out Habit for Humanity Restore.