Listed at $70k then dropped to $63k.

Higher interest is their hedge against the chance that you default.That said, there are basic protections that can be put into place besides just "your word", and a lot of them have already been listed so there's no need in restating (mortgage, alternative asset backing, etc,). 

So I am waiting on the call right now,  a great sfr block 65k MLS list and it fell out of contract with the last buyer, so I had emailed the listing agent to let me  know if it goes back to Active, and I always do the emails with a header that says  OFFER for Property....etc..... because I was a busy Realtor and I know when the deal dies, you go in your inbox and look for that guy who emailed me weeks ago, I get more deals that way by the way.  

The payment listed is just the loan payment.

I tried to explain that I had a marketing list and that I don't know which "John" he is, so without further information I was likely to mail to him again. 

Rental Income from other real estate holdings may be considered Effective Income if the documentation requirements listed below are met.

Do you have a signed agreement with the listing agent? 

First off, they are misusing the term "pocked listing" as to real estate terms, it's buzz, no big deal, but know a pocket listing is generally illegal by RE Commission regs, where an agent simply holds the listing contract and doesn't actively work it until they come across a potential buyer, they keep the listing in their pocket.I do not advise newbies to use a listing agent to buy, in a dual agency (which was misguided in that video) the listing agent represents the seller not the buyer.

As Alex said, I would also recommended talking to some local realtors and getting a direct mailing list set up with your criteria.

I move my property listings emails to a folder in my Gmail account that I labeled Property Listings, Potential Buyers etc.